Corporate Retirement Services

Our independent process is geared towards helping plan sponsors attract and retain talent, educate participants to save for retirement, and provide efficient systems that makes life easier. The 401k industry has changed dramatically over the last 10 years; Often viewed as one of the benefit pieces that are complex and hard to understand. Lawsuits have become much more prevalent and plan signers have now become personally liable by signing the plan’s 5500. We are here to provide clarity, make systems work more efficiently, educate participants on why it is so important to save for the future, and protect plan sponsor from potential litigation.

The Reality of Retirement Planning

Roadstead Capital Partners

The Need for Personal Financial Advice

Nearly four in five employees (78 percent) with personal financial issues say that they are distracted by financial stress at work and it’s not just employees with lower incomes. More than half of employees with household incomes greater than $100,000 say debt and unexpected expenses are still sources of stress. More than 40 percent of them are concerned about having inadequate savings.

A few more statistics about your workforce:

  1. 50% of employees spend more than they earn each month.
  2. 37%  have more debt than they can manage.
  3. 41% don’t have enough savings to cover three months of living expenses.

* Statistics provided by (

A Creative and Engaging Strategy

We are different……… like you haven't heard that before right? Well, we strive to be by making personal financial education our top priority…for EVERYONE. We start by reviewing your current systems and processes you have in place to ensure everything works together. We then provide a free benchmark review to ensure all your current vendor costs are competitive. Next is the fun part, we collaborate and formulate an education game plan that’s customized for your workforce and what’s on their mind. We monitor and review throughout the year to make sure everything is running smoothly.

Plan Design

Roadstead Capital Partners


Roadstead Capital Partners

Our Education Game Plan

We start with two basic models for financial education and employee engagement around the retirement plan. The first is our foundation approach that includes the Dave Ramsey 7 step system and provides a well-rounded financial foundation. Next is a more advanced financial education for those ready to take it to the next level and build wealth.

Foundation Module

  • Create a Budget
  • Debt Reduction
  • Emergency Savings
  • Saving with a 401k

Planning Module

  • Building a Financial Plan
  • Understanding Wealth
  • Looking at the Big Picture

Employee Engagement

Employee engagement has been brought to the forefront of the benefits package. With our customized education game plan we agree upon a certain amount of onsite visits, a virtual campaign, and on demand workshops. We understand one of the hardest parts of your job is keeping and attracting the right people. Having the right people champion and communicate your benefit is crucial to staying competitive and we have the strategies to execute.


Roadstead Capital Partners

Interesting Fact

A recent Forbes article states that 1/3 of all American have nothing saved for retirement, and that 44% of Americans have less than $400 cash on hand to cover an emergency. These statistics point to a clear need for basic financial education across all generations.

Plan Sponsor Tools

Your retirement plan should be regularly evaluated to make sure it is operating correctly. Below we have included a short checklist created by the IRS to help simplify your review. These include tips on how to find, fix, and avoid each possible error.

View Tools on the IRS website